Privacy Policy
Introduction
ZENITH FINANCES is committed to protecting the privacy of its clients and users. This privacy policy explains how we collect, use, and protect your personal data in the context of our credit brokerage services.
By using our site, you accept the practices described in this policy.
Personal Data Collected
Identity Information
- First name, last name
- Date of birth
- Postal address
- Phone number
- Email address
Financial and Professional Information
- Employment status
- Monthly income
- Type and amount of desired credit
- Credit history (with consent)
Technical Data
- IP address
- Browser type and operating system
- Cookies and browsing data
Purposes of Collection
Your personal data is collected for the following purposes:
- Process your credit applications and offer you the best offers
- Assess your credit eligibility
- Manage customer relationship and customer service
- Improve our services and user experience
- Comply with our legal and regulatory obligations
Data Retention Period
Personal data is kept for a period not exceeding that necessary for the purposes for which it was collected:
- Credit application data: 5 years from the end of the contractual relationship
- Prospecting data: 3 years from the last contact
- Technical data: 13 months
Data Sharing
Your data is never sold to third parties. We only share it in the following cases:
- Partner credit institutions for processing your application
- Technical providers and subcontractors with your consent
- Judicial and administrative authorities upon legal requisition
Data Security
ZENITH FINANCES implements appropriate technical and organizational measures to protect your personal data against loss, unauthorized access, or disclosure.
- Encryption of sensitive data
- Strict access control
- Regular data backup
- Staff training on data protection
Cookies and Similar Technologies
Our site uses technical cookies essential to its operation:
- Session cookies to maintain your connection
- Security cookies to protect against attacks
- Preference cookies to remember your language choices
You can manage your cookie preferences in your browser settings.
Your Rights on Your Data
In accordance with GDPR, you have the following rights:
- Right of access: know if we process your data and which data
- Right of rectification: correct inaccurate data
- Right to erasure: request deletion of your data
- Right to restriction: limit the processing of your data
- Right to data portability: receive your data in a readable format
- Right to object: object to the processing of your data
To exercise these rights, contact us at: contact@zenith-finances.com
Contact and Complaints
For any questions about this privacy policy or to exercise your rights, you can contact us:
Email : contact@zenith-finances.com
Address : 34 Rue de l'Aiguillerie, 34000 Montpellier, France
Data Protection Officer : Denis RANFIN
In case of unresolved complaint, you can contact the CNIL (National Commission on Informatics and Liberty).
Policy Updates
This privacy policy was updated on March 18, 2026, and may be modified at any time. Changes will be published on this page and will take effect immediately.